Crypto Tax Calculator
Estimate capital gains tax on your cryptocurrency trades. Supports US, India, UK, Australia, Canada, and Germany tax rules. Free, instant, no signup required.
Estimates only. This calculator provides rough tax estimates for educational purposes. Tax laws are complex and change frequently. Always consult a qualified tax professional for actual filing.
Short-term: ordinary income rates | Long-term: 0%, 15%, 20%
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Crypto Tax: What You Need to Know
In most countries, cryptocurrency is treated as a capital asset — meaning every sale, trade, or exchange is a taxable event. When you sell crypto for more than you paid, you have a capital gain. When you sell for less, a capital loss (which may offset gains).
FAQ
Is crypto taxed when I trade one coin for another?
Yes, in most jurisdictions (US, UK, India, Australia). Swapping BTC for ETH is treated as selling BTC — any gain is taxable at that moment, even if you never converted to fiat.
What is the difference between short-term and long-term capital gains tax?
In the US, assets held over 12 months qualify for long-term rates (0%, 15%, 20%) which are lower than short-term rates (ordinary income: 10%–37%). Holding longer saves significant tax.
How is crypto taxed in India?
India imposes a flat 30% tax on all Virtual Digital Asset (VDA) gains since 2022, plus a 1% TDS (Tax Deducted at Source) on every crypto sale over ₹10,000. Losses cannot be offset against other income.
Do I owe tax if I just hold crypto and don't sell?
No. In almost all jurisdictions, you only owe tax on realized gains — meaning you must sell, trade, or spend the crypto to trigger a taxable event. Simply holding (HODLing) is not taxable.
What records do I need for crypto taxes?
Keep records of: date of purchase, amount purchased, price at purchase (cost basis), date of sale, amount sold, price at sale (proceeds), and any fees paid. Most crypto exchanges provide transaction history exports.
Disclaimer: This is an educational estimator, not certified tax advice. Tax laws vary by jurisdiction and change regularly. For accurate tax filing, consult a qualified crypto tax professional or use a dedicated service like Koinly, CoinTracker, or TaxBit.